Shared payments, simplified
Everyone paystheir own share.
One card at the counter, one button at checkout. Nobody fronts, nobody chases.
No spam, ever. Unsubscribe anytime.
Any bill, anywhere
Everywhere money splits.
Afterpay put four instalments inside every checkout on the internet. OneTap is doing the same for paying together: one tap at the counter, one button at checkout, for anything a group owes at the same moment. One-off or every month.
Where OneTap splits a bill
In person
Restaurants
In person
Cafes
Every monthOnline
Rent
Online
Flights
In person
Activities
Online
Courts and pitches
Every monthOnline
Subscriptions
Online
Concerts
In person
Bars
Online
Movie tickets
Every weekIn person
Groceries
Every monthOnline
Household bills
Every monthOnline
Gym
Concept preview. Merchants shown are fictional.
How it works
Split the bill.One tap.Done.
Enter the total, add who's in, split evenly or set custom amounts. Done before anyone reaches for their wallet.
Everyone gets a ping, sees their share, and approves with Face ID from their own phone. You approve every cent before it moves. No surprise debits, ever.
Tap the shared card at the counter, or hit OneTap at an online checkout. Each person's share leaves their own account at the same moment.
New bill
Thursday noods
Total
4 ways · $30.00 each
1
tap to pay
$0
fronted by anyone
0
reminders sent
100%
settled on the spot
Boring on purpose, where it counts.
Regulated payment rails
Payments run on licensed Australian payment infrastructure. Not our own servers, and never a spreadsheet.
You approve every cent
Nothing leaves your account without your Face ID approval on that exact amount. Decline, and you're simply not charged.
Card details stay with your bank
We never see or store your card number. Encrypted end to end, the way payments should be.
Why this exists
A small debt
never stays small.
Paying as a group should be as simple as paying on your own: everyone taps, everyone's done. Instead one person covers the lot, and then spends the week after reminding everybody.
Friday night
1
person puts the whole table on their card, because someone has to.
The next morning
$37
is all it takes, unpaid, for quiet resentment to start.
Consumer research
Three months on
90days
is when “they’ll get me back” officially becomes a grudge.
Consumer research
In the end
43%
would end a friendship over an unpaid debt.
Bank of America
$926
is what the average adult is owed right now by their mates, for dinners, rides and trips they fronted.
PayPal consumer survey, US
The fine print, minus the fine print.
Yes. Payments run on regulated Australian payment infrastructure, your card details never touch our servers, and nothing is charged without your explicit Face ID approval on the exact amount.
Then they're not charged, simple as that. You'll see who's in and who's pending before you tap, so you're never silently left covering someone. You can nudge them in-app, so the group chat stays a group chat.
Free for students during early access. If that ever changes, we'll tell you before it does. No surprise fees: that would be a bit rich for an app built to stop surprise debts.
We're building now and onboarding the waitlist first, campus by campus. Join up and you'll be among the first in, and you'll hear from us the moment your uni goes live.
Building in public.
Notes from our team as we take OneTap from a pitch-night idea to your campus.
Never chase a mate again.
Dinner, bowling, the padel court, the festival ticket. Join the waitlist and be first in when OneTap lands on your campus.
No spam, ever. Unsubscribe anytime.