How much do your
mates owe you?
Tell it how often you're the one who taps, and how flaky your mates are about paying back. It does the sad maths — backed by actual research.
How often do you front the bill?
2
3
3
1
1
4
Your group
4
Eventually, mostly
neverinstantly
You front for your mates
$5,742/yr
and never see $2,584 of it again
per month lost
$215
per mate carried
$861
that's roughly
a return flight to Europe
You are the Reserve Bank of your friend group. Time to raise interest rates.
Group dinners$907 lost
Rounds of drinks$680 lost
Ubers / rides$437 lost
Shared groceries / house stuff$243 lost
Subscriptions on your card$73 lost
Tickets / events fronted$243 lost
$926
owed to the average adult for dinners, rides & trips
PayPal survey (US)$37
unpaid is enough to start quiet resentment
Consumer research90 days
until an IOU becomes a grudge
Consumer research43%
would end a friendship over an unpaid debt
Bank of AmericaRough estimate, for fun — based on average split costs and survey data, not your bank statement.